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Wednesday, February 4, 2026

Mike Collins Mortgage Advisor says you should use an Estate Agent. Here’s 5 reasons why.

Financial advisor Mike Collins says you shouldn’t sell your home privately. Here’s why.

It may seem like you can save a lot of money and time, if your home is sold privately rather than through an estate agent.

Mike Collins Mortgage Expert with more than 17 years of experience, has said that stress is not worth it.

Here are a few ways an agent can gain the upper hand on the private seller.

1) They do it all the time

Estate agents are experienced sellers. They are in the business daily. They buy properties every day. Selling your home will not provide you with an estimate of its worth.

They take their time compiling portfolios in order to communicate prospective buyers what they could be able achieve in exchange for their home. Remember that the higher the value you offer, the greater the deposit you’ll require to purchase your next property.

A poor judgement on a house price could have it be sold at a loss too fast or become so expensive no one wants to take it up. Be sure to trust the experts because they will appraise your home with fairness and in a competitive volatile market.

2) They’re excellent at showing people around

Do you prefer not to be engaged in showing potential buyers your house?

If you have noisy neighbours or a parking nightmare as the primary reasons to want to move out of your house, you’ll require your most professional appearance when prospective buyers knock at the door.

Sell privately and you’ll be the one who will show them around your property as well as responding to any questions that are awkward from prospective buyers.

A good estate agent will make sure that they’re focusing on positives of your property and local amenities.

3) They are familiar with the legal requirements

Take the guesswork out of a house sale by ensuring that you have all relevant documents in place.

If chains are in danger of breaking, the owner can speak to conveyancing solicitors to speed up the procedure. Remember, they’ve handled thousands of sales as yours and can get you through the process without cost mishaps.

4) They have advertising deals with local newspapers

There’s no reason to inform your Facebook friends that your home is up for sale. It is important for the right people to be aware.

Estate agents are responsible for keeping all major platforms updated to ensure your home’s message is getting to the smartphones of those seeking homes similar to yours.

And what’s more they create stunning photos to entice people to look round so you’re bound to be in the middle of a throng of inquiries after you’ve signed the sales form.

5) They don’t feel an emotional attachment to your home

You may think you’re reasonable But how calm are you in being calm when dealing with potential buyers in the event that the boiler doesn’t work? This is a costly piece of equipment to replace and add to the property’s price.

It is more beneficial to have an agent negotiate with the seller rather than become emotional over the deal.

An agent is also able to adjust an offer to suit when repairs aren’t required, saving you money and a lot of hassle.

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