The partnership gives customers turned down for credit a clear route to benefits, grants and budgeting support.
WAKEFIELD, UK. June 23rd, 2026 – Evlo has become the first commercial lender to adopt Moneyline’s MoneyToolkit, a financial support platform built to connect people with practical help at the moments when borrowing simply isn’t the answer. Rather than leaving customers without options when an application cannot proceed, the tool points them towards forms of assistance they might otherwise never come across, giving them somewhere meaningful to turn.
Developed by Moneyline and recognised with the ‘Eureka’ Award at the FCA’s Financial Inclusion Tech Sprint, MoneyToolkit gathers a range of resources into a single place. It helps people uncover benefits they may be entitled to, identify relevant grants and make use of budgeting tools, whilst offering personalised guidance designed to put their finances on a firmer footing and help them plan with greater confidence.
Support that goes beyond lending
For Evlo, the agreement reflects a wider conviction that looking after customers does not always mean lending to them. The partnership sits within the company’s Financial Freedom for Everyone campaign, which works to reduce financial exclusion and widen access to credit, in part by encouraging rental payments to be counted within people’s credit files. Where an application cannot be approved, MoneyToolkit allows Evlo to guide that customer towards tailored help, easing the immediate pressures they face whilst opening up longer-term resources intended to strengthen their financial wellbeing over time.
What the partners say
Jono Gillespie, CEO of Evlo, commented: “Financial inclusion means ensuring people can access the support they need, even when credit isn’t the right solution. By partnering with Moneyline and becoming the first commercial lender to offer MoneyToolkit, we’re helping customers find practical alternatives that can make a meaningful difference to their financial circumstances.”
Shiona Crichton, CEO at Moneyline, added: “We’re delighted to be working with Evlo to expand access to our MoneyToolkit. When someone is declined for credit, it can leave them vulnerable. By connecting people with the right support at the right time, we can help reduce financial stress and improve outcomes for customers who may otherwise struggle to find the support they need.”
